Client tools

Useful sources in one place

Official registers and external calculators that help before a conversation or at later stages of the process.

Financial calculators

Numbers that help start the conversation.

Estimate a loan instalment, see the effect of overpayments, gauge your borrowing capacity and plan your savings. Your data stays in your browser.

Mortgage instalment

Compare equal and decreasing instalments and the total interest cost of each.

Loan amount (PLN)

Annual interest rate (%)

Repayment period (years)

The calculation assumes a fixed interest rate. It does not include fees, insurance or other charges — the full cost of an offer is shown by the APR (RRSO).

ResultEqual instalment (monthly): PLN 3,376.04
First decreasing instalment: PLN 4,375.00
Last decreasing instalment: PLN 1,675.69
Total interest — equal instalments: PLN 512,811
Total interest — decreasing instalments: PLN 407,604
Difference in interest: PLN 105,207

Discuss the result

The result will be added to the form as a starting point. Nothing is sent without your consent.

The calculators are for illustration and education only. They are not financial advice or a recommendation. Before you decide, check the figures against an institution’s offer or during a conversation with an adviser.

Sources

Registers and calculators we use

The links lead to external websites, most of them in Polish. Their content and availability are the responsibility of their owners.

Useful sources in one place

Numbers that help start the conversation.

Mortgage instalment

Registers and calculators we use

Mapa Kredytów i Dotacji

Land and mortgage register

National Court Register (KRS)

CEIDG business register

eZUS

Tax clearance certificate

BIK credit bureau

Property purchase cost calculator

Current WIBOR rates